These Terms and Conditions govern your use of SilkWallet by Silky Apple Technologies. By downloading, accessing, or using SilkWallet, you agree to these Terms and to the Privacy Policy.
1. What SilkWallet Does
SilkWallet helps you track personal and family finances, including transactions, budgets, goals, loans, accounts, payment methods, reminders, attachments, reports, exports, and shared workspaces.
2. Your Responsibility For Your Data
You are responsible for the accuracy of the data you enter, the people you invite, your device security, your Google account security, and your backups. SilkWallet is local-first and uses your own device and authorized Google services for storage and sync.
3. Google And Firebase Services
SilkWallet integrates with Google Sign-In, Google Drive, Google Sheets, Google Calendar, Firebase Authentication, and Firebase Realtime Database. Your use of those services is also governed by Google and Firebase terms and privacy policies. These services may be unavailable, changed, rate-limited, or interrupted outside our control.
4. Family And Shared Workspaces
If you create or join a shared workspace, workspace members may access data according to their role and the sharing choices made by the workspace owner or admin. Only invite people you trust. You are responsible for removing members who should no longer have access.
5. Account And Data Deletion
You can delete your SilkWallet profile and associated local or personal cloud data from Profile > Account actions > Delete profile. Deleting a profile can remove your local data, personal Drive files, owned workspaces, and your membership from shared workspaces where supported. Shared workspaces owned by another user may remain under that owner or admin. For help with data deletion after uninstalling the app, contact support@silkyapple.com.
6. No Financial, Legal, Or Tax Advice
SilkWallet is not a bank, lender, investment adviser, tax adviser, legal adviser, or accounting firm. App calculations, charts, projections, budgets, reminders, and summaries are for personal information only. You are responsible for decisions you make using the app.
7. Acceptable Use
You agree not to misuse SilkWallet, bypass security controls, access another person's data without permission, upload unlawful content, interfere with sync services, or use the app in a way that violates laws or third-party rights.
8. Attachments And Exports
You are responsible for files, receipts, notes, reports, and exports you create or share. Do not attach or share content unless you have the right to use it.
9. Availability And Changes
SilkWallet is provided as an app that may change over time. Features may be added, modified, paused, or removed to improve reliability, security, compliance, or user experience.
10. Disclaimer Of Warranties
SilkWallet is provided on an "as is" and "as available" basis. To the maximum extent allowed by law, we disclaim warranties of uninterrupted availability, accuracy, fitness for a particular purpose, and non-infringement.
11. Limitation Of Liability
To the maximum extent allowed by law, Silky Apple Technologies and the developers of SilkWallet are not liable for indirect, incidental, special, consequential, punitive, or similar damages, including lost profits, lost data, data corruption, device failure, cloud service outage, or sync interruption.
12. Contact
Questions about these Terms can be sent to support@silkyapple.com.