Android budget and expense tracker.
SilkWallet — Track. Budget. Grow together.
A private Android finance workspace for daily spending, shared budgets, goals, loans, insights, backups, and exports.
Android • Budgets • Shared finance • Goals and loans
Built for real money routines
Bring daily records, shared planning, long-term goals, and practical finance tools into one calm Android workspace.
Income, expenses, and transfers
Record daily money movement with categories, notes, payment methods, and supported attachments.
Personal and group workspaces
Track money privately, or invite family and trusted members into a shared finance workspace.
Budgets that stay practical
Create monthly budgets, assign categories, and compare planned amounts with actual spending.
Calendar-based review
Review activity by date and keep upcoming or overdue finance items easy to notice.
Accounts, trends, and statistics
Follow balances, account flow, net worth, spending trends, charts, and summary statistics.
Goals and loans
Track savings goals, loan records, long-term loans, and EMI planning from the finance workspace.
Sync, backup and export
Keep your data synced securely, backup your workspace, and export when needed.
Clear Budgeting & Categories
Stay on top of your monthly spending limits.
Easily compare planned amounts against actual expenditure in
real-time, helping you make informed financial decisions
without the stress.
Shared Groups Workspaces
Manage money seamlessly with family or partners.
Invite trusted members to a shared workspace to track expenses
together, keeping everyone aligned on household goals.
Deep Insights & Statistics
Understand your financial habits at a glance.
Beautiful charts and trends give you clarity on your net
worth, cash flow, and where your money goes every month.
Comprehensive Loan Tracking
Easily monitor active loans and upcoming EMIs.
See principal left, interest portions, and exact remaining months for total peace of mind.
Built-in Financial Calculators
Plan for the future instantly.
Calculate SIP returns, EMI payouts, and savings growth without leaving the app.
Interactive Calendar View
Visualize your cash flow on a daily basis.
Quickly identify high-spending days and stay prepared for recurring bill dates.
Efficiency redefined:
Take control of your finances
and achieve your goals.
Built for Clarity.
Designed for Growth.
SilkWallet combines powerful budgeting tools with an intuitive, distraction-free interface so you can finally take control of your financial future.
Goal & Loan Tracking
Turn abstract numbers into achievable milestones. Visually track your savings goals, long-term loans, and EMI payments with beautiful progress bars that motivate you to stay on target.
Smart Budgets
Create hyper-customized monthly budgets. Assign custom categories and effortlessly compare your planned budget vs. actual spending in real-time.
Calendar View
Stop guessing when bills are due. Review all transactions and activity by date to instantly spot upcoming payments and cash flow trends.
Seamless Sync & Backup
Your financial data is yours. Keep your records securely synced across all your family's devices in real-time. Export everything to CSV or PDF instantly whenever you need a hard copy.
Built for Every Household
Families
"SilkWallet helps us track our household expenses together. The shared workspace is a lifesaver."
Couples
"We use the shared budgets feature to manage our joint expenses effortlessly."
Individuals
"The daily expense tracking is amazing. I finally have control over my personal budget."
Groups
"Tracking shared expenses for our trips and events has never been simpler."
Why People Choose SilkWallet
| Feature | SilkWallet | YNAB | Splitwise | Bank Apps | Spreadsheets |
|---|---|---|---|---|---|
| Shared Family Workspaces | |||||
| No Monthly Subscriptions | |||||
| Deep Analytics & Charts | Basic | Manual | |||
| Offline Local-First Mode | |||||
| Ad-free Experience | |||||
| Track Loans | Manual | ||||
| Create Budgets | Manual | ||||
| Multiple Groups | Manual | ||||
| Member-wise Analysis | Manual |
Start Managing Your Money Smarter
Take control of your personal and family finances today.
SilkWallet App
Download today
- Unlimited Transactions & Budgets
- Calendar Views
- Local-first Privacy & Security
Need help setting up your family budget? Visit Help & FAQ.
Our Privacy Promise
Finance Guides
Budgeting for Families
How tracking expenses together can improve financial transparency at home.
Best Budgeting Practices in 2026
A deep dive into why shared finance apps are replacing traditional spreadsheets.
5 Saving Hacks for Individuals
How to use shared goals and budget limits to keep your finances on track.
Frequently Asked Questions
Everything you need to know about SilkWallet.
Privacy and support
Read how data is handled or contact us for help.